Confidential Proposal
A Lifelong Financial Pipeline for Every Generation
Prepared by Wayne McDonell
M.A. Economics & Finance, Harvard University
25 Years of Institutional Financial Markets Experience
Incubated within Launch Fayette • Center of Innovation • Peachtree City, GA
September 2026
Section I
"Imagine every student in Fayette County graduating high school already knowing how to budget a paycheck, avoid predatory debt, and build real wealth — taught by a Harvard-trained economist with 25 years on Wall Street, delivered inside your own facilities, at absolutely zero cost to the taxpayer. The Financial & Economic Literacy Center is a self-sustaining education engine incubated within Launch Fayette's existing 501(c)(3) infrastructure, where vetted financial professionals fund the program by earning the privilege to serve our community — not the other way around. This isn't a line item on the county budget; it's a permanent pipeline that keeps generational wealth inside Fayette County, from a student's first paycheck at age 15 to their grandchildren's inheritance at age 75."
$0
Cost to Taxpayers
5
Generations Served
25yr
Wall Street Experience
Section II
Fayette County consistently ranks among the most affluent and educated counties in Georgia. Yet even here, financial literacy remains the single largest gap in public education. Students graduate without understanding compound interest, young families sign mortgages they cannot model, and retirees fall victim to elder fraud at alarming rates. The consequences are measurable: higher foreclosure risk, increased demand on county social services, and the slow hemorrhage of generational wealth to out-of-state predatory actors.
The Fayette County Financial & Economic Literacy Center is a comprehensive, community-embedded solution designed to address this gap across every stage of adult life — from a teenager's first paycheck to a grandparent's estate plan. It is not a startup. It is not a new legal entity. It is a purpose-built program incubated directly within Launch Fayette, the county's established 501(c)(3) small business incubator led by Executive Director David Conti, operating inside the existing Center of Innovation facility on Peachtree Parkway.
The center is led by Wayne McDonell, who holds both a Bachelor's and a Master's degree in Economics and Finance from Harvard University and brings 25 years of institutional financial markets experience spanning trading floors, risk management, and macroeconomic analysis. His credentials are not academic abstractions — they represent a quarter-century of real-world capital allocation decisions made under pressure, a skillset he now channels entirely toward protecting Fayette County families from the financial traps that destroy middle-class wealth.
The center operates on a sponsor-faculty marketplace model that requires zero taxpayer funding. Vetted financial professionals — Certified Financial Planners, CPAs, estate attorneys, insurance specialists, and small business coaches — pay tiered annual sponsorship fees to earn a seat on the teaching faculty. In exchange, they gain curated access to the community they serve. Education is delivered free of charge to every resident. The center sustains itself entirely through the professional marketplace it creates, scaling from zero overhead in Year 1 to a guaranteed $8,000/month facility contribution to Launch Fayette by Month 36.
We are requesting the Fayette County Board of Education's endorsement and facility access to bring after-school financial literacy programming to high school students, beginning with extracurricular clubs and summer boot camps. The FCBOE assumes no financial obligation, no operational risk, and no liability. The center enhances student outcomes, workforce readiness metrics, and community retention — at zero incremental cost.
Section III
Financial education is not a one-time event. It is a lifelong continuum. The center addresses five precise milestones in a resident's financial life, creating a closed-loop pipeline where wealth generated at one stage directly feeds into the next.
High School Students
Delivery Method
After-school "Wealth Builders Club" + intensive 2-week summer boot camps
Young Families
Delivery Method
Evening & weekend workshops at the Center of Innovation
Mid-Career Catch-Up
Delivery Method
Quarterly masterclass series + one-on-one advisory sessions
Near-Retirees
Delivery Method
Specialized seminars + Medicare/Social Security workshops
Seniors & Retirees
Delivery Method
Monthly legacy workshops + Fayette County PD elder fraud partnership
The Pipeline is a Closed Loop
Wealth created at Age 75 flows directly back into the Age 30 homebuyer generation — keeping every dollar inside Fayette County, generation after generation.
Section IV
The center operates on a Sponsor-Faculty Marketplace model that transforms financial education from a cost center into a self-sustaining economic engine. Vetted professionals fund the program by earning the privilege to serve the community — not the other way around.
Every provider passes a rigorous background, licensing, and philosophy check led personally by Wayne McDonell.
Approved providers pay tiered annual fees to earn a seat on the teaching faculty.
Faculty deliver free, conceptual financial education to residents. No sales. No pitching. Pure knowledge.
After class, residents voluntarily visit the Marketplace Hub to book private advisory sessions with vetted providers.
| Professional Role | Educational Purpose |
|---|---|
| High School Math & Business Teachers | Youth curriculum delivery and club mentorship |
| Certified Financial Planners (CFPs) | Holistic financial planning education |
| Wealth Managers & Investment Advisors | Retirement and investment workshops |
| Insurance Agents (Life, Health, LTC) | Risk management and protection planning |
| Estate Attorneys | Wills, trusts, and legacy planning seminars |
| CPA / Tax Professionals | Tax optimization and compliance workshops |
| Small Business Coaches / SCORE / SBA | Entrepreneurship and business scaling |
| Fayette County Police Department | Elder fraud prevention and financial crime awareness |
| Venture Capitalists & Hedge Fund Managers | Advanced masterclasses for high-net-worth residents |
Community Partner
$2,500/yr
Logo placement, quarterly guest lectures, marketplace table access
Faculty Sponsor
$5,000/yr
Monthly teaching slots, premium marketplace positioning, client referral pipeline
Founding Partner
$10,000/yr
Unlimited teaching, dedicated advisory office, priority brand placement, Board of Advisors invitation
Key Insight: With just 10 Faculty Sponsors at $5,000/year, the center generates $50,000 in annual revenue — more than enough to cover all operating costs and the full $8,000/month Launch Fayette facility contribution by Year 3.
Section V
The center enforces an absolute structural separation between education and commerce. This firewall protects the Board of Education's integrity, eliminates fears of aggressive sales tactics, and creates a trusted environment where residents learn without pressure.
During actual class time, there is an absolute ban on high-pressure sales, product pitching, or distributing corporate marketing materials. The classroom is 100% conceptual and educational. No exceptions. No business cards. No brochures. Pure knowledge transfer.
After class, vetted providers move to dedicated advisory tables or office space outside the classroom. Attendees can voluntarily approach sponsors to book appointments or explore services in a safe, curated, county-monitored ecosystem. No one is directed, steered, or pressured.
Wayne McDonell personally reviews every provider application using his 25-year financial background and Harvard credentials. All providers must demonstrate clean regulatory histories, active professional licenses, and total philosophical alignment with the center's debt-free, wealth-building teaching principles.
"The classroom is sacred. The marketplace is optional. The vetting is absolute."
Section VI
The financial lifecycle is engineered to completely de-risk the project for Fayette County and Launch Fayette while maximizing long-term sustainability.
Pure sweat equity. Build community outreach, launch after-school clubs, recruit the first wave of financial sponsors. Zero financial obligation to Launch Fayette.
Tiered sponsor fees activate. The center begins making a partial "Facility Support Contribution" to Launch Fayette as revenue scales.
The center is fully mature. It pays a flat, guaranteed $8,000 monthly Facility Support Contribution directly to Launch Fayette to support district innovation infrastructure.
Once revenue exceeds operating costs, funds flow through a strict priority waterfall:
Program Overhead
Printing, software, materials, event logistics
Facility Support Contribution
Scaling to $8,000/mo to Launch Fayette by Month 36
Director Performance Fee
100% of remaining net surplus — uncapped incentive-based compensation
Director Commitment: Wayne McDonell takes exactly $0.00 in salary during the first 18 months — pure sweat equity. This ensures Launch Fayette, the FCBOE, and the community bear zero financial risk during the proof-of-concept phase.
Section VII
The center's legal structure features three interlocking liability firewalls that protect all parties — the Director, Launch Fayette, the FCBOE, and community participants.
Wayne McDonell operates strictly as an uncompensated Executive Program Director and authorized agent of Launch Fayette's existing 501(c)(3) corporate umbrella. Under established corporate law, no program debts, obligations, or operational shortfalls can attach to his personal assets, bank accounts, or estate. The 501(c)(3) entity is the sole obligor.
The operating agreement with Launch Fayette for the $8,000/month Facility Support Contribution is explicitly non-recourse. If the center generates insufficient revenue in any period, Launch Fayette has no recourse against Wayne McDonell individually. No debt, deficiency, or accumulated obligation shall attach to his personal estate. If revenue declines, operations scale down dynamically — with zero personal liability.
All attendees sign explicit waivers stating that the center provides conceptual financial education only and does not endorse, recommend, or guarantee any specific commercial product, service, or investment outcome. Any secondary business conducted in the Marketplace Hub is strictly a private matter between the attendee and the vetted sponsor — shielding the Director, Launch Fayette, and the FCBOE from professional malpractice exposure.
Triple-Layer Protection
The Director is shielded by corporate entity law. Launch Fayette is shielded by non-recourse terms. The FCBOE is shielded by the educational firewall and attendee waivers. Every party is protected.
Appendix A
Conservative revenue projections based on tiered sponsor acquisition across the 36-month runway.
| Milestone | Community ($2,500/yr) | Faculty ($5,000/yr) | Founding ($10,000/yr) | Annual Revenue |
|---|---|---|---|---|
| Month 6 | 3 | 2 | 0 | $17,500 |
| Month 12 | 5 | 4 | 1 | $42,500 |
| Month 18 | 8 | 6 | 2 | $70,000 |
| Month 36 (Maturity) | 12 | 10 | 3 | $110,000 |
$14,000
Annual Program Overhead
~13% of revenue
$96,000
Launch Fayette Contribution
$8,000/mo × 12
$0+
Director Performance Fee
100% of net surplus
Note: Projections are conservative and assume zero grant funding, zero donations, and zero government subsidies. Actual revenue may exceed projections through event ticket sales, corporate workshop contracts, and additional sponsor categories not yet modeled.
This document is confidential and intended solely for the recipient(s) named above.
© 2026 Wayne McDonell • All Rights Reserved